Elder Law / Medicaid Planning

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The high cost of long-term care has made planning for the future a critically important issue for most middle-class seniors and their families. Most seniors will require some type of long-term care and sadly, many of them are not prepared for the significant financial burdens that come with such care. Costs of up to $10,000 a month have the potential to deplete hard-earned savings and cause financial devastation. Khaled Law Firm has the experience and expertise to help you and your loved ones prepare for long-term care and help you understand Medicaid eligibility.     Long-Term Care Insurance: While some seniors are able to absorb the cost of private care, others will lose their life savings in a matter of years. Some insurance companies offer coverage for long-term care, but many seniors cannot afford the high cost of the policies or, because of their age or medical condition, do not qualify for coverage. Our firm is here to help you understand your long-term care insurance policy and its limitations; it is likely your policy will only cover a short period of care in a facility and leave you relying on other sources to pay the difference.     Medicaid Eligibility: One option for long-term care is Medicaid, a joint federal-state program that provides assistance with medical costs to individuals who are disabled, blind, over the age of 65 or considered low-income. Medicaid is the single largest payer of nursing home bills in America and serves as the last resort for many people who have no other option to finance their care.   Medicaid eligibility rules vary from state to state though federal minimum standards must be observed across the country. Since there has been a steady move toward more complex and restrictive rules governing Medicaid eligibility involving look-back periods, income caps, transfer penalties and waiting periods, it has become even more important to consult an attorney before you begin the Medicaid application process.

Our law firm represents clients from all areas of SC, including, but not limited to, York County, Lancaster County, Chester County, Union County, Cherokee County, Fairfield County, Spartanburg County, and Chesterfield County. This includes the areas of Rock Hill, York, Lancaster, Chester, Indian Land, Sun City, Fort Mill, Lake Wylie, Tega Cay, Clover, McConnells, Lowrys, Lewis, Rodman, Edgemoor, Lesslie, Catawba, Van Wyck, Lando, Bethany, Lockhart, Hickory Grove, Sharon, Smyrna, Union, Carlisle, Whitmire, Shelton, Fort Lawn, Great Falls, White Oak, Blacksburg, Gaffney and Spartanburg. Affiliated through the North Carolina Law Office of Frank S. Hancock, our firm handles cases throughout NC including, but not limited to, Gaston County and Mecklenburg County, encompassing the areas of Charlotte, Pineville, Ballentyne, Gastonia, and Monroe. Attorney Khaled’s name is sometimes misspelled as Julia Kahled, Julia Khalid, Julia Kahlid, Julia Kuled, Julia Caled and Julia Colette.