Tips for avoiding smishing scams:
Don't reply to text messages from unknown numbers.
Don't click on links in texts from unknown senders to try to access a website through the text.
Delete and report the message using your phone's "report junk" option.
Block the sender's email address or phone number.
If you are unsure of the legitimacy of a text message, don't engage with the sender.
Clicking a link may let scammers:
install ransomware or other programs to spy on your online activity or hold your device hostage by encrypting data and demanding payment to unscramble it.
gain access to personal information including passwords, credit card numbers, banking PINs, etc., to take out loans or credit cards or perform other fraudulent financial transactions using your identity.